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Reduce My Excess Cashback Rates

Compare Reduce My Excess cashback rates across top providers before clicking through. We track and audit percentages and points routes in real time to help you find the highest return.

Provider comparison

Verified

Compare the best available cashback routes across supported providers.

Available via 3 of 4 providers
1 TopCashback logo

TopCashback

Top pick
1 offer
Rate
11%
Value strength 100% best value
Claim
2 Quidco logo

Quidco

1 offer
Rate
7.5%
Value strength 68%
Claim
3 Avios logo

Avios

Points route
1 offer
Rate
5 Avios / £1
Reward route Points route
Claim

Rate history

Tracked

Reduce My Excess rate history is based on tracked provider checks from the last 30 days.

TopCashback rate history

30D trend based on tracked headline rates.

11%
0 percentage points

Tips for tracking success

Always activate first

Start from the cashback provider before shopping at Reduce My Excess. Going directly to the retailer means your purchase may not be tracked.

Keep it one session

Complete checkout in the same browser session after clicking through. Closing tabs, switching devices, or returning later can break tracking.

Use voucher codes carefully

Only use codes shown by the cashback provider. Third-party voucher codes can override the tracking link or make cashback ineligible.

Bank Boost's Guide to Reduce My Excess

Maximise your savings with our expert tips, seasonal sale guides, and reward stacking strategies.

lightbulb Pro Tip

Always check if Reduce My Excess offers a free loyalty scheme (like 'Perks' or 'Rewards'). You can almost always earn loyalty points at the same time as earning cashback through our tracked links!

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Seasonal Sales

Watch out for massive rate spikes during Black Friday, Cyber Monday, and Boxing Day. Retailers often double their cashback rates during these periods.

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Price Matching

If Reduce My Excess offers a price match promise, you can secure the lowest web price *and* still claim the cashback rate on top for a double-discount.

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Click & Collect

Save on delivery fees by using Click & Collect. In-store collections still track perfectly as online purchases for cashback purposes.

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Voucher Watch-outs

Never use a discount code you found on another website (like Honey or StudentBeans). It will override the tracking cookie and your cashback will be declined.

Frequently asked questions

Everything you need to know about tracking and earning cashback at Reduce My Excess.

How does cashback work with Reduce My Excess? expand_more
When you click through to Reduce My Excess from a cashback provider like TopCashback or Quidco, they track your purchase using a special link. Once Reduce My Excess confirms your transaction, the provider receives a commission and passes it back to you as cashback.
Can I use discount codes and still get cashback at Reduce My Excess? expand_more
It depends. If you use a voucher code that isn't explicitly listed on the cashback provider's page, your Reduce My Excess cashback will likely be declined. Always check the provider's specific terms for Reduce My Excess before applying any promo codes at checkout.
How long does it take for Reduce My Excess cashback to pay out? expand_more
Tracking usually appears on your cashback account within 24-72 hours. However, the time it takes to become "payable" varies—often taking a few weeks to several months depending on Reduce My Excess's returns policy and payment cycles.
Why hasn't my Reduce My Excess cashback tracked? expand_more
The most common reasons are active ad-blockers, coupon browser extensions (like Honey) overriding the tracking, or leaving the checkout page mid-purchase. To ensure your Reduce My Excess cashback tracks perfectly, use a fresh incognito window and complete the purchase in one go.
Does the cashback rate apply to VAT and delivery charges? expand_more
Usually, no. Cashback is typically calculated on the base purchase price of your items. VAT, delivery fees, and other extra charges added by Reduce My Excess are almost always excluded from the final cashback calculation.

Ready to claim Reduce My Excess cashback?

Choose the strongest tracked route for Reduce My Excess, then start from the provider so your purchase is attributed correctly.

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